For the Life you Want

For today’s retirees, retirement has changed almost beyond recognition since their parents’ day. Building a retirement fund requires saving enough money to pay your bills and continue living comfortably when you are no longer generating an income...

/ 27th March 2019

We’re in the Sunday Times’ Guide of the UK’s Top Rated Financial Advisers!

We are so proud to have been included in The Times as one of the most popular financial advice firms, according to VouchedFor. The rating site released its list of financial advisers who qualified for its 2019 Guide To The UK’s Top Rated Financial Advisers by receiving the highest number of positive reviews from their clients...

/ 21st March 2019

2019: The Spring Statement

Chancellor of the Exchequer, Philip Hammond, stood up in Parliament at 12.43pm on Wednesday, 13 March, to deliver his second Spring Statement at an inauspicious time following the House of Commons’ dramatic rejection of the Government’s Brexit deal the previous evening. He commented that: “Last night’s vote leaves a cloud of uncertainty hanging over our economy, and our most urgent task in this House is to lift that uncertainty”. He spoke for 36 minutes before commending the statement to the House...

/ 16th March 2019

Managing Risk

Many retirees are at risk of overlooking their pension finances by falling into an avoidable trap, according to new research. A third (36%) of people keeping their pension invested through retirement could be hit harder by falling markets as they do not have a cash safety net to fall back on, research has found. And even though two thirds (64%) of retirees are holding cash in reserve...

/ 12th March 2019

Market Review February 2019

February was another month when all the important news seemed to happen in the last week of the month.President Trump met with North Korea’s Kim Jong-un for a second time, only for the talks to break down as the US refused North Korea’s demands for sanctions relief...

/ 11th March 2019

Team News: Wedding Planning, Charity Fundraising and a feature in The Times!

The shortest month of the year is now over, and we’ve been lucky enough to have some wonderfully sunny days! (Some would say lucky, some would say global warming crisis…) Vizion Wealth appeared in The Times this month, as one of VouchedFor’s UK top rated financial advisory firms with both Andrew and James appearing at top rated advisers...

/ 22nd February 2019

Market Review January 2019

Despite a rocky start over fears of a slowdown in China, world stock markets enjoyed a good month as all major markets were up in January. The positive momentum experienced at the beginning of 2019 is a much needed change of sentiment for the markets which despite the continued global growth expectation (as shown below) was held down by a cloud of negative investor sentiment for much of 2018...

/ 12th February 2019

Exploring your ISA Options

The end of the tax year on 5 April is fast approaching,so make sure you’ve made the most of your annual allowances before it’s too late. No matter what, why or how you want to save and invest, an Individual Savings Account (ISA) could help make your money work harder for you..

/ 5th February 2019

Team News: Starting as we mean to go on!

So after the Christmas break, Vizion Wealth have got off to a busy start to the New Year! After attending various seminars and lectures on the hot topic – DB transfers – we have introduced a new cash flow planning system that we will be using going forward - CashCalc. Our paraplanner, Mel, has been working hard to get to grips with its technicalities and complexities, and together we can see the valued benefit it will add to cash flow planning for our clients...

/ 1st February 2019

Plan and Prepare: Making New Year’s Tax Savings Resolutions

At this time of year, we think about New Year’s resolutions, and it’s also a good time to start planning our tax affairs before the end of the tax year on 5 April. As you think about 2019 and your goals for the coming year, we can help to start you off on the right financial footing...

/ 23rd January 2019

Market Review December 2018

What were your expectations for December? A quiet wind down to Christmas perhaps? Everyone leaving their offices early, attending various Christmas parties and not much happening in the second half of the month? Nothing could be further from the truth, December was one of the most eventful months of the year...

/ 11th January 2019

Avoid the Mad March Rush

Although the current tax year does not end until 5 April 2019, tax planning shouldn’t be a mad March rush. Now is the perfect time get a head start on your tax planning resolutions to enhance your own, your family’s or your company’s tax-efficient plans for the future...

/ 4th January 2019

Pension Freedoms

Although each generation will likely face different challenges and opportunities, achieving retirement readiness will require actions common to us all. We all know that our ageing population and increased life expectancy are putting a strain on government finances...

/ 4th January 2019

Market Review November 2018

November was another unconvincing month for the equity markets with increased volatility as political uncertainty continued to test the markets.  With the month coming to a close there were also some signs that the trade war tensions between the US and China might at least be thawing...

/ 18th December 2018

Wealth Navigator

You have worked hard to build your wealth. Passing it on to the next generation fairly, safely, effectively and efficiently takes skill and careful preparation. But some people find the idea of discussing inheritance uncomfortable and subsequently put off estate planning until, in some instances, it may be too late to make a difference...

/ 4th December 2018

Funding your Golden Years

Pensions have the reputation of being confusing, but they needn’t be. Private pensions are usually used by people who don’t have access to a workplace pension scheme, but you can also have one if you are employed or not working. They work in much the same way as workplace pension schemes, but...

/ 23rd November 2018

Market Review October 2018

October once again proved to be a difficult month for this aging bull market with the S&P 500 recording 16 down days throughout the month, equalling its worst month run since April 1970...

/ 11th November 2018

Financial Protection

We all intend that our plans will come good. But making sure that you and your family can cope if you fall ill or die prematurely is something we can too easily put to one side. In particular, a recent study identified that financial protection is something that millions of fathers in the UK, and their families, could benefit from...

/ 26th October 2018

Market Review September 2018

This article was originally intended as a review of Q3 2018, however, given the market unrest over the past week and the potentially unsettling headlines that have been written, we will start this article with a summary of recent events and our view on the economy as it stands today...

/ 12th October 2018

Pensions Shake Up

For many, the idea of retirement means getting away from the stresses of everyday life. But with living costs rising and interest rates low, people need to think about how to generate extra income from their savings in retirement...

/ 6th October 2018